Refund Policy
1. General Policy
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All products and services offered by My Stock Compass (MSC), including online courses, dashboards, PDFs, tools, subscriptions, practice systems, webinars, and all digital educational resources, are delivered instantly.
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Once access is granted, all sales are final and strictly non-refundable.
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By completing a purchase, the user acknowledges that they are buying digital educational content and that the no-refund condition applies unconditionally.
2. Eligibility for Refund Consideration
Refund requests will be considered only under the following limited and exceptional conditions:
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Duplicate Payment: If the user is charged more than once for the same order. Verification through the payment gateway is mandatory.
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Non-Delivery of Access: If access is not delivered within 48 hours due to a verified technical failure strictly attributable to MSC systems alone.
No other scenario shall qualify for refund evaluation.
3. Refund Request Procedure
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Users must email the request to [email protected] within 24 hours of purchase.
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The request must include:
Order ID.
Registered email ID.
Exact reason for the refund claim.
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MSC holds the right to request additional documents, screenshots, or verification.
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Approval or rejection of a refund request is at the sole discretion of MSC after complete verification.
4. Non-Refundable Cases (Strictly Enforced)
Refunds shall not be provided under any of the following conditions:
User changes their mind after the purchase.
User reviews, accesses, or partially uses any part of the digital content.
Access has already been granted to courses, PDFs, dashboards, practice tools, or any digital material.
Claims arising from referral commissions, affiliate earnings, or reward-based activities.
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User-side issues including:
Poor or unstable internet connection.
Local device or system failures.
Incorrect login credentials entered by user.
Browser or software compatibility issues on user devices.
Dissatisfaction with course outcomes, trading performance, or perceived learning progress.
Any technical or operational delays caused by third-party service providers outside MSC control.
5. Processing of Approved Refunds
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Approved refunds, if any, will be processed within 7–10 business days.
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All refunds will be processed only via an alternative method determined by MSC (bank transfer, UPI, wallet credit, etc.) irrespective of the original payment method.
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MSC reserves the right to deduct transaction charges, payment gateway fees, and processing costs from the refund amount before settlement.
6. Finality of Decision
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The decision of MSC regarding eligibility, approval, deduction, and method of refund shall be final and binding on the user.
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Users agree not to initiate chargebacks, disputes, or complaints through banks or payment gateways once access has been provided.
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Any such action will be treated as a breach of policy and MSC reserves the right to take legal and administrative action.